Managing cash flows: Market challenges

The number of chequebooks is decreasing constantly, both in France and all over Europe. However, many people still use this payment method: over 1.8 billion cheques were signed last year. For merchants, however, cashing cheques is synonymous with cash flow constraints, long payment times, and, above all, time wasted at the bank!

Our solution for cashing small amounts: SCANTOPAY, CHEQ’LIB

Process your cheques yourself!

Tessi provides you with an easier management solution: process your cheques yourself !

Derived from our in-branch cheque capture offering, we offer two simple, totally secure systems to improve the traceability of your transactions.

Our Tessi CHEQ’IN solution for merchants, or Tessi SCANTOPAY office for other cheque-cashing businesses, offer a complete cheque cashing solution. The cheque is automatically attached to the matching client invoice. A bank credit file is then attached to the TLMC file set up to credit it.

For greater mobility, Tessi CHEQ’LIB even lets you track your transactions right on your tablet.

The solution's strengths and benefits


  • Build customer loyalty by making your clients’ lives easier
  • Process your cheques quickly
  • Track your cheques from scanning through bank processing
  • Reduce the costs of drafting deposit slips


  • Develop a modern, relevant brand image
  • Save up to 50% more time through automation and fewer trips to the bank
  • Reduce bank branch processing costs
  • Reduce your back office control workload
  • Speed up your cashing time: same-day reception and deposit

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