{"id":24404,"date":"2022-09-13T08:09:51","date_gmt":"2022-09-13T06:09:51","guid":{"rendered":"https:\/\/www.tessi.eu\/technological-partnership-to-make-sharing-dating-more-simple-and-secure-copy\/"},"modified":"2022-09-13T08:18:22","modified_gmt":"2022-09-13T06:18:22","slug":"tessi-and-algoan-sign-a-technological-partnership-to-simplify-lending-processes","status":"publish","type":"post","link":"https:\/\/www.tessi.eu\/en\/tessi-and-algoan-sign-a-technological-partnership-to-simplify-lending-processes\/","title":{"rendered":"Tessi and Algoan sign a technological partnership to simplify lending processes"},"content":{"rendered":"<p>The lending process has a reputation for being long and tedious. Most of the time, the data requested from loan applicants still requires supporting documents to be collected and analysed. This can directly affect the accuracy of the risk analysis of certain applications and the time needed to make a decision on the loan.<\/p>\n<p>Tessi helps lending institutions to digitalise their lending process through &#8220;DIGITAL BANKING by Tessi&#8221;, a platform that completely automates the process and outsources back-office services.<\/p>\n<p>This partnership with Algoan allows Tessi to continue to innovate and simplify the lending process from end to end by integrating the fintech offer on its digital platform.<\/p>\n<p>Algoan is the European leader in credit scoring by API, offering decision support tools that capitalise on Open Banking data and machine learning to establish a more effective risk analysis model. Its solutions are integrated directly by programming interface into the lending, car subscription, property loan or fractional payment processes.<\/p>\n<p>Thus, the partnership between Tessi and Algoan will allow us to cover the entire lending process by:<\/p>\n<ul>\n<li>Simplifying customer journeys by offering a fully digitalized experience from end to end,<\/li>\n<li>Instantly categorising risk in a more refined way to identify indicators of risk,<\/li>\n<li>Automating risk analysis combined with a more accurate credit score (the most powerful on the market), halving credit risk,<\/li>\n<li>A tailor-made dashboard specially made for credit analysts to drastically reduce analysis time.<\/li>\n<\/ul>\n<p><span style=\"color: #005faa\"><em>&#8220;This partnership with Algoan allows us to further expand the range of services we can offer our financial institution customers with an all-in-one solution. An optimised \u2018Time To Yes\u2019, an improved ability to lend to populations previously considered too risky, better risk control, a quick and smooth process\u2026Everyone wins!&#8221; <strong>says Virginie Degeorgis, CEO of Tessi France.<\/strong><\/em><\/span><\/p>\n<p><span style=\"color: #005faa\"><em>&#8220;We are delighted and honoured that Tessi is using our Credit Scoring API as a significant part of a digitalised lending process. This new partnership anchors us even more strongly in the digital banking ecosystem,&#8221; <strong>says Micha\u00ebl Diguet, CEO of Algoan.<\/strong><\/em><\/span><\/p>\n<div class=\"button-wrapper anim-element translate-y t150\"><a class=\"btn-new btn-border-degrade\" title=\"Download press release\" href=\"https:\/\/www.tessi.eu\/wp-content\/uploads\/2022\/09\/220913-cp-partenariat-tessi-algoan-en.pdf\" target=\"_blank\" rel=\"noopener\"><span class=\"btn-border-degrade-content\"><span class=\"text\">Download press release<\/span><\/span><\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>The lending process has a reputation for being long and tedious. Most of the time, the data requested from loan applicants still requires supporting documents to be collected and analysed. This can directly affect the accuracy of the risk analysis of certain applications and the time needed to make a decision on the loan. Tessi [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":24409,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[105],"tags":[],"class_list":["post-24404","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-2"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.3 (Yoast SEO v27.1.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Tessi and Algoan sign a technological partnership to simplify lending processes - Tessi International<\/title>\n<meta name=\"description\" content=\"Through this partnership, Tessi is strengthening its commitment to innovation and digital trust by enhancing its range of automated data verification technologies within its platforms to support the digitalisation of business processes\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.tessi.eu\/en\/tessi-and-algoan-sign-a-technological-partnership-to-simplify-lending-processes\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Tessi and Algoan sign a technological partnership to simplify lending processes\" \/>\n<meta property=\"og:description\" content=\"Through this partnership, Tessi is strengthening its commitment to innovation and digital trust by enhancing its range of automated data verification technologies within its platforms to support the digitalisation of business processes\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.tessi.eu\/en\/tessi-and-algoan-sign-a-technological-partnership-to-simplify-lending-processes\/\" \/>\n<meta property=\"og:site_name\" content=\"Tessi International\" \/>\n<meta property=\"article:published_time\" content=\"2022-09-13T06:09:51+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-09-13T06:18:22+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/tessi.on-web.fr\/wp-content\/uploads\/2022\/09\/algoan-vignette.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"532\" \/>\n\t<meta property=\"og:image:height\" content=\"350\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"pmallet\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"pmallet\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.tessi.eu\/en\/tessi-and-algoan-sign-a-technological-partnership-to-simplify-lending-processes\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.tessi.eu\/en\/tessi-and-algoan-sign-a-technological-partnership-to-simplify-lending-processes\/\"},\"author\":{\"name\":\"pmallet\",\"@id\":\"https:\/\/www.tessi.eu\/fr\/#\/schema\/person\/0c662bb797314a35603fe3fd7b4d09bb\"},\"headline\":\"Tessi and Algoan sign a technological partnership to simplify lending processes\",\"datePublished\":\"2022-09-13T06:09:51+00:00\",\"dateModified\":\"2022-09-13T06:18:22+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.tessi.eu\/en\/tessi-and-algoan-sign-a-technological-partnership-to-simplify-lending-processes\/\"},\"wordCount\":345,\"commentCount\":0,\"image\":{\"@id\":\"https:\/\/www.tessi.eu\/en\/tessi-and-algoan-sign-a-technological-partnership-to-simplify-lending-processes\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.tessi.eu\/wp-content\/uploads\/2022\/09\/algoan-vignette.jpg\",\"articleSection\":[\"News\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.tessi.eu\/en\/tessi-and-algoan-sign-a-technological-partnership-to-simplify-lending-processes\/\",\"url\":\"https:\/\/www.tessi.eu\/en\/tessi-and-algoan-sign-a-technological-partnership-to-simplify-lending-processes\/\",\"name\":\"Tessi and Algoan sign a technological partnership to simplify lending processes - Tessi International\",\"isPartOf\":{\"@id\":\"https:\/\/www.tessi.eu\/fr\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.tessi.eu\/en\/tessi-and-algoan-sign-a-technological-partnership-to-simplify-lending-processes\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.tessi.eu\/en\/tessi-and-algoan-sign-a-technological-partnership-to-simplify-lending-processes\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.tessi.eu\/wp-content\/uploads\/2022\/09\/algoan-vignette.jpg\",\"datePublished\":\"2022-09-13T06:09:51+00:00\",\"dateModified\":\"2022-09-13T06:18:22+00:00\",\"author\":{\"@id\":\"https:\/\/www.tessi.eu\/fr\/#\/schema\/person\/0c662bb797314a35603fe3fd7b4d09bb\"},\"description\":\"Through this partnership, Tessi is strengthening its commitment to innovation and digital trust by enhancing its range of automated data verification technologies within its platforms to support the digitalisation of business processes\",\"breadcrumb\":{\"@id\":\"https:\/\/www.tessi.eu\/en\/tessi-and-algoan-sign-a-technological-partnership-to-simplify-lending-processes\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.tessi.eu\/en\/tessi-and-algoan-sign-a-technological-partnership-to-simplify-lending-processes\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.tessi.eu\/en\/tessi-and-algoan-sign-a-technological-partnership-to-simplify-lending-processes\/#primaryimage\",\"url\":\"https:\/\/www.tessi.eu\/wp-content\/uploads\/2022\/09\/algoan-vignette.jpg\",\"contentUrl\":\"https:\/\/www.tessi.eu\/wp-content\/uploads\/2022\/09\/algoan-vignette.jpg\",\"width\":532,\"height\":350,\"caption\":\"algoan vignette\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.tessi.eu\/en\/tessi-and-algoan-sign-a-technological-partnership-to-simplify-lending-processes\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.tessi.eu\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Tessi and Algoan sign a technological partnership to simplify lending processes\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.tessi.eu\/fr\/#website\",\"url\":\"https:\/\/www.tessi.eu\/fr\/\",\"name\":\"Tessi International\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.tessi.eu\/fr\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.tessi.eu\/fr\/#\/schema\/person\/0c662bb797314a35603fe3fd7b4d09bb\",\"name\":\"pmallet\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.tessi.eu\/fr\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/285d36b3faf28a1d856148cf2d579763696444924b5af229391323d21a89f987?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/285d36b3faf28a1d856148cf2d579763696444924b5af229391323d21a89f987?s=96&d=mm&r=g\",\"caption\":\"pmallet\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Tessi and Algoan sign a technological partnership to simplify lending processes - Tessi International","description":"Through this partnership, Tessi is strengthening its commitment to innovation and digital trust by enhancing its range of automated data verification technologies within its platforms to support the digitalisation of business processes","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.tessi.eu\/en\/tessi-and-algoan-sign-a-technological-partnership-to-simplify-lending-processes\/","og_locale":"en_US","og_type":"article","og_title":"Tessi and Algoan sign a technological partnership to simplify lending processes","og_description":"Through this partnership, Tessi is strengthening its commitment to innovation and digital trust by enhancing its range of automated data verification technologies within its platforms to support the digitalisation of business processes","og_url":"https:\/\/www.tessi.eu\/en\/tessi-and-algoan-sign-a-technological-partnership-to-simplify-lending-processes\/","og_site_name":"Tessi International","article_published_time":"2022-09-13T06:09:51+00:00","article_modified_time":"2022-09-13T06:18:22+00:00","og_image":[{"width":532,"height":350,"url":"https:\/\/tessi.on-web.fr\/wp-content\/uploads\/2022\/09\/algoan-vignette.jpg","type":"image\/jpeg"}],"author":"pmallet","twitter_card":"summary_large_image","twitter_misc":{"Written by":"pmallet","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.tessi.eu\/en\/tessi-and-algoan-sign-a-technological-partnership-to-simplify-lending-processes\/#article","isPartOf":{"@id":"https:\/\/www.tessi.eu\/en\/tessi-and-algoan-sign-a-technological-partnership-to-simplify-lending-processes\/"},"author":{"name":"pmallet","@id":"https:\/\/www.tessi.eu\/fr\/#\/schema\/person\/0c662bb797314a35603fe3fd7b4d09bb"},"headline":"Tessi and Algoan sign a technological partnership to simplify lending processes","datePublished":"2022-09-13T06:09:51+00:00","dateModified":"2022-09-13T06:18:22+00:00","mainEntityOfPage":{"@id":"https:\/\/www.tessi.eu\/en\/tessi-and-algoan-sign-a-technological-partnership-to-simplify-lending-processes\/"},"wordCount":345,"commentCount":0,"image":{"@id":"https:\/\/www.tessi.eu\/en\/tessi-and-algoan-sign-a-technological-partnership-to-simplify-lending-processes\/#primaryimage"},"thumbnailUrl":"https:\/\/www.tessi.eu\/wp-content\/uploads\/2022\/09\/algoan-vignette.jpg","articleSection":["News"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.tessi.eu\/en\/tessi-and-algoan-sign-a-technological-partnership-to-simplify-lending-processes\/","url":"https:\/\/www.tessi.eu\/en\/tessi-and-algoan-sign-a-technological-partnership-to-simplify-lending-processes\/","name":"Tessi and Algoan sign a technological partnership to simplify lending processes - Tessi International","isPartOf":{"@id":"https:\/\/www.tessi.eu\/fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.tessi.eu\/en\/tessi-and-algoan-sign-a-technological-partnership-to-simplify-lending-processes\/#primaryimage"},"image":{"@id":"https:\/\/www.tessi.eu\/en\/tessi-and-algoan-sign-a-technological-partnership-to-simplify-lending-processes\/#primaryimage"},"thumbnailUrl":"https:\/\/www.tessi.eu\/wp-content\/uploads\/2022\/09\/algoan-vignette.jpg","datePublished":"2022-09-13T06:09:51+00:00","dateModified":"2022-09-13T06:18:22+00:00","author":{"@id":"https:\/\/www.tessi.eu\/fr\/#\/schema\/person\/0c662bb797314a35603fe3fd7b4d09bb"},"description":"Through this partnership, Tessi is strengthening its commitment to innovation and digital trust by enhancing its range of automated data verification technologies within its platforms to support the digitalisation of business processes","breadcrumb":{"@id":"https:\/\/www.tessi.eu\/en\/tessi-and-algoan-sign-a-technological-partnership-to-simplify-lending-processes\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.tessi.eu\/en\/tessi-and-algoan-sign-a-technological-partnership-to-simplify-lending-processes\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.tessi.eu\/en\/tessi-and-algoan-sign-a-technological-partnership-to-simplify-lending-processes\/#primaryimage","url":"https:\/\/www.tessi.eu\/wp-content\/uploads\/2022\/09\/algoan-vignette.jpg","contentUrl":"https:\/\/www.tessi.eu\/wp-content\/uploads\/2022\/09\/algoan-vignette.jpg","width":532,"height":350,"caption":"algoan vignette"},{"@type":"BreadcrumbList","@id":"https:\/\/www.tessi.eu\/en\/tessi-and-algoan-sign-a-technological-partnership-to-simplify-lending-processes\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.tessi.eu\/en\/"},{"@type":"ListItem","position":2,"name":"Tessi and Algoan sign a technological partnership to simplify lending processes"}]},{"@type":"WebSite","@id":"https:\/\/www.tessi.eu\/fr\/#website","url":"https:\/\/www.tessi.eu\/fr\/","name":"Tessi International","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.tessi.eu\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.tessi.eu\/fr\/#\/schema\/person\/0c662bb797314a35603fe3fd7b4d09bb","name":"pmallet","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.tessi.eu\/fr\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/285d36b3faf28a1d856148cf2d579763696444924b5af229391323d21a89f987?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/285d36b3faf28a1d856148cf2d579763696444924b5af229391323d21a89f987?s=96&d=mm&r=g","caption":"pmallet"}}]}},"_links":{"self":[{"href":"https:\/\/www.tessi.eu\/en\/wp-json\/wp\/v2\/posts\/24404\/"}],"collection":[{"href":"https:\/\/www.tessi.eu\/en\/wp-json\/wp\/v2\/posts\/"}],"about":[{"href":"https:\/\/www.tessi.eu\/en\/wp-json\/wp\/v2\/types\/post\/"}],"author":[{"embeddable":true,"href":"https:\/\/www.tessi.eu\/en\/wp-json\/wp\/v2\/users\/12\/"}],"replies":[{"embeddable":true,"href":"https:\/\/www.tessi.eu\/en\/wp-json\/wp\/v2\/comments\/?post=24404"}],"version-history":[{"count":1,"href":"https:\/\/www.tessi.eu\/en\/wp-json\/wp\/v2\/posts\/24404\/revisions\/"}],"predecessor-version":[{"id":24417,"href":"https:\/\/www.tessi.eu\/en\/wp-json\/wp\/v2\/posts\/24404\/revisions\/24417\/"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.tessi.eu\/en\/wp-json\/wp\/v2\/media\/24409\/"}],"wp:attachment":[{"href":"https:\/\/www.tessi.eu\/en\/wp-json\/wp\/v2\/media\/?parent=24404"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.tessi.eu\/en\/wp-json\/wp\/v2\/categories\/?post=24404"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.tessi.eu\/en\/wp-json\/wp\/v2\/tags\/?post=24404"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}